General and Professional Liability

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General and Professional Liability

During the course of doing business, employees interact with contractors, clients, vendors and many others. At any point, one of them could claim that your business caused them injury or loss and take legal action against you. We offer a wide range of general liability options to help protect your business.

  • blog-checkCommercial General Liability (CGL)
  • blog-checkProfessional liability coverage
  • blog-checkE & O Coverage
  • blog-checkCyber and or Internet liability coverage
  • blog-checkPollution liability coverage

Commercial General Liability (CGL)

insurance provides protection from a variety of claims for damages:

  • blog-checkInjuries on your property, such as slips or falls
  • blog-checkBodily injury or property damage to a third party caused by work or your employee’s activities
  • blog-checkLiability of others you assume under contracts
  • blog-checkBodily Injury or damage to another’s property arising from a detect in your product
  • blog-checkLibel, slander or business disparagement
  • blog-checkCopyright infringement in your advertisement
  • blog-checkLegal defense cost if you are sued for covered claims and any settlement or judgement awarded for those claims.

Professional Liability Coverage

Typically excluded in General Liability policies, is a special type of coverage that protects your company against claims that a professional service you provided caused a client to suffer financial harm due to mistakes on your part or because you failed to perform some service.

E & O Coverage

Can cover the cost of defending your company in a civil lawsuit and certain damages awarded, even if the legal action turns out to be groundless. Professional liability insurance is required by law in some areas for certain kinds of professional practices, especially medical and legal, where it is more commonly called malpractice insurance.

Cyber and/or Internet Liability Coverage

protects businesses against targeted attacks and even the occasional misplaced laptop containing confidential material. If your company has employees or handles sensitive client information, you are vulnerable. The best cyber security strategy takes a three – pronged approach: prevent, detect, and mitigate risk. This includes educating all levels of the organization about the importance of cyber security, facilitating ongoing monitoring of critical networks, reviewing response plans for emerging threats, and insuring against financial risk with a stand-a-lone cyber policy.

  • blog-checkAccepts credit cards or other digital payment types
  • blog-checkUses computers and mobile devices
  • blog-checkStores confidential customer information
  • blog-checkKeeps medical or financial data

Pollution Liability Coverage

An environmental insurance designed to cover claims arising from pollution releases and tanks at, on , or emanating from a specific scheduled location.